A lot of people I know treat themselves during payday. It could be a Venti latte at Starbucks or they would order something fancy for lunch. During the 15th and 30th, I don't see a lot of my coworkers in the lunch room.
I'm a lunch room person. I bring packed lunch almost everyday to the office. On days when I'm running late, I have no choice but to buy food outside. But this does not happen a lot. I make sure that I prep something up so I can save on lunch money.
What I don't understand is, people would whine about how they're not making enough when in fact, their spending habits is the culprit. They would justify the frap and the take outs as gifts to themselves all because it's payday. And before you know it, especially midway through the next payday, I'll start to hear people complaining how little their salary is.
Personally, I think it's okay to treat yourself once in a while. The important thing is not to overdo it and not whine about it when you've run out of money from buying lattes from all those overpriced coffee shops.
On a different note, it's funny how expensive coffee has become. Here's a comparison from the coffee shops I've been to in the past and the not so recent past:
Starbucks in the Philippines - Php80+
Nosh Coffee Shop in HK - HK$22 or Php176
Starbucks in Newport, NJ - US$4 or Php184
The price is based on a small cup of gourmet coffee.
These prices are unbelievable. But some people come to these coffee shops other than the actual coffee. Ambiance? Could be. Free wi-fi? Another possibility. Coffee experience, perhaps? But what is coffee experience, anyway?
It is seldom that I buy coffee from these fancy coffee shops. It's a total rip-off, if you ask me. I am not going to spend 200 bucks on a cup of joe. No way.
Friday, July 31, 2009
Coffee And Your Spending Habits
Labels: Coffee talk
Posted by Mari at 7/31/2009
7 comments:
those little luxuries end up sinking the boat you know.
i think coffee is the only luxury that i give myself. if and when we go to starbucks we always order the americano which is under 3 bucks for the venti :)
I don't drink coffee or any beverages for health reason. I just drink bottled water or fridge filtered water. I brown bag my lunch to save money and to control my weight.
The best way to pay one's self during pay day is to make sure that the pay is slowly but surely enhancing one's financial well being. It has been said many times that at the end of the day, what really matters is not how much money we make but it's how much money we get to keep.
The current global crisis reminds us that the old fashioned virtues of thrift, sacrifice and discipline still matter in this world.
dagdag info lang, dito sa qatar, QR18 or php243 naman ang mocha frap grande compared sa php120 sa pinas. doble! kaya masaya na ko sa sarili kong timplang kape or 3-in-1. hahaha!
once lang akong bumili sa starbucks dito. pero hinahalukay ko pa nga yung kape dahil baka may nakatagong free na laruan sa ilalim ng kape kaya sobrang mahal. surprise! hahaha!
Subukan mong uminom ng kape sa Manila Hotel. Baka Nescafe lang na instant yun pero ang mahal ng isang tasa (P50 noong '90s).
Merong kapehan sa likod nung hotel. Doon ako nagkakape. Kaya hindi rin kasinungalingan kung sasabihin kong nagkape ako sa Manila Hotel. : )
Mari, there is a money speaker anbd he speaks of the "latte' factor". He asks people what the latt'e factor is in their life.
Latte' is any small ("inexpensive") item that when purchased habvitually can account for that plane ticket we could not nbuy, or the new car we had to wait to get...
I have to look carefully at my own "latte'" factor. Maybe I am not eating at McDo or buying cofffee right now....but what other things are keeping my bank account from being all it can be?
Are the Starbucks coffee sizes in Pinas same as in the US? THe smallest here is the TALL, which is in itself a contradiction hehe.. no wonder why the high price.
I buy STARBUCKS ground coffee and brew at home. I save a lot doing so :) But your right. Starbucks is actually gourmet coffee and the price is dictated by the image. You buy Starbucks when you need something more than ordinary so you pay a bit more. Otherwise I'm quite happy with Tim Hortons, Coffee Time or the Dunkin Donuts in the US.
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